From scattered assets
to complete clarity.
Velthian brings every asset you own into one intelligent platform — live prices, true XIRR, tax intelligence, and an AI advisor that knows your entire portfolio.
Import your portfolio
in under two minutes.
There's no manual data entry required to get started. Upload your CAS statement — a single PDF that contains your complete equity and mutual fund transaction history — and Velthian does the rest.
Prefer to enter transactions yourself? Use the manual entry form for individual buys and sells, or log corporate actions like splits and bonuses. US equity transactions can be added stock by stock with automatic USD→INR conversion.
Your net worth,
at a glance.
The dashboard puts your complete financial picture on one screen. Net worth is calculated live — market assets refreshed daily, non-market assets updated whenever you choose.
Every asset you own,
tracked properly.
Most portfolio trackers handle one or two asset classes. Velthian tracks all six — with the depth each one deserves.
Live NSE and BSE prices refreshed daily. Each stock shows current value, invested amount, unrealised gain, XIRR (active positions only, or overall including sold shares), and realised profits. Drill into any stock to see its full transaction history — every buy, sell, split, and bonus recorded. Tag holdings with custom categories to group them by sector, strategy, or theme.
NYSE and NASDAQ holdings tracked with live prices. All values converted to INR using the RBI reference rate — so your US portfolio contributes correctly to your net worth without any manual calculation. P&L, XIRR, and tax exposure are all shown in rupees.
Daily NAV from AMFI keeps every scheme current. Per-fund XIRR (active and overall), realised gains, and invested versus current value — shown both for each scheme and as a rollup across your entire MF portfolio. Import new transactions at any time via CAS upload; pending actions are flagged for review when an import can't be automatically reconciled.
PPF, EPF, FDs, bonds, NPS, 401K, and any other debt instrument — logged by name and current value. Define your own instrument types, then tag each entry accordingly. The total feeds directly into your net worth.
Investment properties, commercial spaces, land, and REITs tracked by current market value. Log purchase and sale transactions separately to keep a record of what you paid. Primary residence excluded — only wealth-generating properties are counted.
Gold, SGBs, unlisted shares, art — anything that doesn't fit a standard category. Liabilities are tracked separately and subtracted from gross wealth to give you a true net worth figure.
Know your tax liability
before you file.
The Tax Centre calculates your capital gains for any financial year using the FIFO method — the same method the IT department expects. Switch between years with a single click.
All realised gains split into short-term and long-term buckets — equity, mutual funds, and US holdings each calculated separately at the correct tax rates.
For the current financial year, the "Before You File" panel surfaces every position where you're sitting on a loss. Booking that loss offsets your gains — the exact tax saving is shown per position, so you know exactly what you'd recover.
Holdings that are approaching — or have just crossed — the 12-month LTCG threshold are flagged. Holding a few more weeks can mean the difference between 20% STCG and 12.5% LTCG.
Export a complete capital gains statement — transaction by transaction — as a spreadsheet. Hand it directly to your CA or use it while filing.
Ask your portfolio
anything.
Artha is Velthian's AI wealth advisor — powered by GPT-4o and connected directly to your data. Ask in plain English. Artha retrieves the exact numbers, then gives you a clear, specific answer. No hallucination — every figure comes from your actual portfolio.
Artha can answer questions across your entire portfolio — day's movers, XIRR by asset class, tax opportunities, benchmark comparisons, net worth, cash position, concentration risk, and more. The more you ask, the more useful it becomes.
Insights delivered
every morning.
Velthian's insight engine runs every night. By morning, a personalised digest lands in your inbox — written by Artha, grounded in your actual numbers from the day before.
Ready to see your
complete picture?
Import your portfolio in under two minutes. No spreadsheets. No manual data entry.